Welcome to Denver Lifestyle® Real Estate!

You haven’t just arrived at a real estate agency. You have arrived at the office of Rick Janson, who is a unique agent with a long list of community recognition showcasing his experience and knowledge of the Denver area and throughout Colorado. Helping to match you to the home that fits all of your needs is the goal and with this personalized approach to discovering your needs Rick will listen closely to everything you have to say in order to make sure  you see the properties that best fit your lifestyle. Herein we introduce you to Denver Lifestyle® Real Estate. The name says it all.

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Simplifying the Market™

Making Real Estate Easy to Understand

Where Are Mortgage Rates Headed? | Simplifying The Market The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year. Below is a chart created using Freddie Mac’s February 2015 U.S. Economic & Housing Marketing Outlook. As you can see interest rates are projected to increase steadily over the course of 2015. 30-Year Fixed Rate Mortgage Projections | Keeping Current Matters

How Will This Impact Your Mortgage Payment?

Depending on the amount of the loan that you secure, a half of a percent (.5%) increase in interest rate can increase your monthly mortgage payment significantly. Research released by Zillow touched on this point:
“As rates rise, new home buyers will confront higher financing costs and monthly mortgage payments. For many, this will mean tightening their budgets and sacrificing some luxuries they may take for granted today.”
The experts predict that home prices will appreciate by 4.4% over the course of 2015. If both predictions become reality, families would wind up paying considerably more for their home.

Bottom Line

Even a small increase in interest rate can impact your family’s wealth. Meet with a local real estate professional to evaluate your ability to purchase your dream home.
Author: simplify
Posted: February 26, 2015, 11:00 am

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Drop us a line, ask a question, invite us to meet over coffee.
We look forward to meeting you.

Rick Janson

Rick Janson

Realtor®, Owner

Thank you for visiting our site. Please let me know if you have any questions or would like to meet for coffee to explore how we can work together. Sincerely ~ Rick Janson

Rick is an exceptional Realtor. He has been my Realtor for 2 years and he has helped me buy two homes and sell two others. I have been extremely pleased with his experience, professionalism and service. I was able to buy both homes well under list price and sell my houses quickly and at a premium. His background in business, law and other areas of real estate make him extremely qualified and his skill set shines through regularly. I have referred him to several friends and co-workers and will continue to do so. 

Peter and Leigha Hession

Sellers and Buyers, Repeat Clients

My husband and I would both highly recommend Rick. He has a lot of knowledge about the real estate market and his legal background gives him an advantage above other agents. He was able to secure us a beautiful home in a highly competitive market. We won a bidding war with over 6 offers and I know that would not have been possible if we had chosen someone other than Rick. Because of him we now live in our forever home.

Matt and Heather Jackson

Home Buyers

Rick represented me as buyer’s agent for the purchase of an investment property in Denver Colorado. It was complex deal, and Rick was instrumental in its success from sourcing to execution largely because of his sophistication and legal expertise. His negotiating acumen is useful in gaining an upper hand in a negotiation with less experienced agents. I would work with Rick again.

Julian Scurci

Buyer, Investment Property

Rick not only helped us find our perfect first purchase, but he negotiated with the Seller’s Realtor to save us thousands. Being a first time buyer is stressful enough and it is easy to be taken advantage of if you do not have a knowledgeable person to help out. We spent several weekends searching for our perfect home with Rick and we could not be happier. He’s not in it for the commission, he’s in it to help you!

Chris and Kasey

Home Buyers

Rick was really patient as we explored many neighborhoods and multiple price ranges. He did not try to convince us we loved houses or that quirks in a house were lovable. He did have a lot of useful input about which changes would be relatively easy and which would be major. As we were new to Denver, we also benefited from his knowledge of good restaurants around town. He’s also pretty funny–a great plus in light of the time you can spend moving from place to place.  

Beth Gibson

Home BUyer